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Articles Posted in Insurance Company Bad Faith

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Federal Court in South Carolina Dismisses Truck Accident Litigant’s Declaratory Judgment Action for Lack of “Actual Controversy”

A popular idiomatic phrase goes something like, “Don’t make a federal case out it!” Generally, “making a federal case” out of something means that it has been built up or exaggerated beyond what is reasonable, but, like most common phrases, there is a nugget of truth behind the words. For…

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Negligence Case Against Insurance Agent Dismissed on Summary Judgment, South Carolina Court of Appeals Affirms

While most people understand that they “need insurance” for certain situations, such as car accident, a house fire, or a slip and fall accident on their premises, few individuals or business owners truly understand all of the different types of insurance that are available, how they differ from one another,…

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South Carolina Court of Appeals Says Arcade Accident Was Covered Under Saloon’s Liability Insurance Policy, but Bad Faith Was Issue for Trier of Fact

Those who have been hurt by someone else’s negligent or reckless conduct should receive fair compensation for their medical expenses, lost wages, and pain and suffering. Unfortunately, not every South Carolina personal injury lawsuit arising from an act of negligence goes smoothly. Not only is liability often denied (many defendants…

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South Carolina Court Rules that Wrongful Death, Negligent Hiring, and Civil Rights Violation Were Single Occurrence Under Liability Insurance Policy

When a loved one’s death is caused by another’s negligence or wrongful death, a South Carolina wrongful death lawsuit is a possibility for those left behind. Unfortunately, proving a wrongful death claim against the defendant may be only a part of the process of the decedent’s family receiving fair monetary…

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South Carolina Court of Appeals Finds that Exclusion for Injuries Suffered During Flight from Police or Commission of Felony Was Enforceable in Auto Accident Case

In a typical South Carolina car accident lawsuit, it is the injured driver or passenger who files suit. However, this is not always the case. Sometimes, an insurance company files what is called a “declaratory judgment action” in order to seek the court’s guidance as to the applicability and/or extent…

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South Carolina Appellate Court Holds That Automobile Liability Insurer Owes No Coverage for Infant Child’s Death from Complications of Hypothermia After Being Left in Father’s Truck

A successful legal claim following a serious personal injury or loved one’s wrongful death requires several steps. First and foremost in any South Carolina personal injury lawsuit, the party seeking to recover money damages for another’s failure to act in a reasonably prudent manner must be able to prove that…

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South Carolina Supreme Court Says that PIP Cannot Be Offset by Workers’ Compensation Benefits

In many South Carolina car accident cases, there is only one real issue: the amount of damages to which the injured party is entitled to receive from the at-fault defendant’s motor vehicle liability insurer. Sometimes, however, there are other issues, such as how the payment of benefits under other insurance…

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South Carolina Court Holds that PIP Benefits May Be Reduced by Amount Paid for Insured’s Medical Expenses by Workers’ Compensation Carrier

Sometimes, a personal injury or wrongful death case involves only two parties and one theory of liability. For example, when one motorist’s negligence harms another driver in a South Carolina car accident, the injured driver may only need to file a simple negligence claim against the careless motorist who caused…

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Saga Continues in Case Arising from South Carolina Malpractice Actions of Impostor “Doctor” – Agape Senior Primary Care, Inc. v. Evanston Insurance Company

Several months ago, we told you about a federal court of appeals’ decision in a case in which a medical malpractice insurance company sought a declaratory judgment as to its responsibility to cover certain acts of malpractice after it was discovered that a fake nursing home “doctor” had illegally assumed…

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Federal Court Rules on Admissibility of Expert Testimony in South Carolina Woman’s Bad Faith Case Against Insurer – Karnofsky v. Massachusetts Mutual Life Insurance Company

  The majority of personal injury cases, wrongful death actions, and bad faith insurance claims are litigated in state court. However, the federal courts have concurrent jurisdiction in such cases if there is diversity of citizenship between the parties and there is more than $75,000 is in controversy. Litigation in either…

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